Landslides & Subsidence
How to Determine Liability in Subsidence Cases
Subsidence is the gradual sinking or settling of the ground’s surface. It can be a natural or human-caused occurrence. Natural subsidence includes phenomena like sinkholes and erosion, where the ground collapses or wears away due to natural processes such as water dissolution of underground materials. On the other hand, man-made subsidence results from human activities such as mining and construction, which can cause the ground to destabilize and sink.
Subsidence and Insurance Claims: Navigating Coverage
Subsidence damage involves the damaging impact that results from the gradual sinking or settling of the ground beneath a structure, leading to structural damage such as cracks in walls, floors, or foundations.
El Niño: How It Can Damage Your Business’s Property
El Niño is a climatic phenomenon characterized by the periodic warming of sea surface temperatures in the central and eastern Pacific Ocean, typically occurring every few years. This warming alters atmospheric circulation patterns, leading to significant weather disturbances worldwide. In layman’s terms, El Niño often brings unusually warm and wet conditions to some regions, while others may experience droughts or other extreme weather events. In times of crisis, having a knowledgeable legal advocate on your side can alleviate stress and uncertainty, allowing you to focus on rebuilding your business.
Natural Disasters & Insurance for California Property Owners
Natural disasters impact your business in several ways. In addition to damaging your facilities, natural disasters also cause losses stemming from the business interruption that occurs while you are working to get back up on your feet again.
California Landslide Laws: What Property Owners Need to Know
A landslide can cause substantial damage to your property and create havoc in your life. It can damage your home and property in a number of ways, including:
- Mud and dirt intrusion
- Water damage
- Mold
- Contamination
- Foundation cracks
- Structural and wall damage
- Patio or driveway damage
- Landscaping damage
- Fire and smoke damage
If your property has been hit by a landslide, it is important to understand your legal rights and options.
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